Disclaimers
Health coverage is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., DBA Florida Combined Life. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.
© 2025 Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. All rights reserved.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. View the Discrimination and Accessibility Notice at floridablue.com/ndnotice, plus information on our free language assistance services. Español, Kreyòl Ayisyen.
Español, Kreyòl Ayisyen, Tiếng Việt, Português, 中文, Français, Tagalog, Русский, العربية, Italiano, Deutsch, 한국어, Polski, ગુજરાતી, ไทย, 日本語, فارسی, 繁體中文
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-352-2583 (TTY: 1-877-955-8773).
ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele 1-800-352-2583 (TTY: 1-800-955-8770).
Florida Blue is a PPO and Rx (PDP) Plan with a Medicare contract. Florida Blue Medicare is an HMO Plan with a Medicare contract. Enrollment in Florida Blue or Florida Blue Medicare depends on contract renewal.
Florida Blue and Florida Blue Medicare are Independent Licensees of the Blue Cross and Blue Shield Association. Florida Blue is a trade name of Blue Cross and Blue Shield of Florida Inc.
© 2025 Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. All rights reserved.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. View the Discrimination and Accessibility Notice at floridablue.com/ndnotice, plus information on our free language assistance services. Español, Kreyòl Ayisyen.
Español, Kreyòl Ayisyen, Tiếng Việt, Português, 中文, Français, Tagalog, Русский, العربية, Italiano, Deutsch, 한국어, Polski, ગુજરાતી, ไทย, 日本語, فارسی, 繁體中文
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-352-2583 (TTY: 1-877-955-8773).
ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele 1-800-352-2583 (TTY: 1-800-955-8770).
This information is not a complete description of benefits. Call 1-855-601-9465 for more information. TTY users should call 1-800-955-8770.
Medicare beneficiaries may also enroll in Florida Blue Medicare plans through the CMS Medicare Online Enrollment Center located at medicare.gov.
2. Out-of-network/non-contracted providers
5. Blue365®
8. Special Supplemental Benefits for the Chronically Ill (SSBCI)
1. Medicare Star Ratings
Every year, Medicare evaluates plans based on a 5-star rating system.
2. Out-of-Network / Non-Contracted Providers
Out-of-network/non-contracted providers are under no obligation to treat Florida Blue Medicare members, except in emergency situations. Please call our member service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services..
3. SilverSneakers®
SilverSneakers® is a registered trademark of Tivity Health, Inc. ©2025 Tivity Health, Inc. All rights reserved.
4. HealthyBlue Rewards
Allowance amounts vary by plan. Any unused amounts do not rollover to the next period. Check the Evidence of Coverage for details. HealthyBlue Rewards Program (HealthyBlue) restrictions and limitations may apply. Eligible members who opt in to participate in HealthyBlue Rewards must complete the activity and redeem rewards no later than December 31 of the benefit year. Unredeemed rewards earned in 2025 will not carry over to 2026 and will expire if you disenroll from the plan.[If not in the body copy, include: Participation in HealthyBlue is voluntary and offered at no additional cost to you.
5. Blue365®
Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365® does not include items covered under your policies with Florida Blue or federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365® vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365® vendor or item. For more information about Blue365®, go to blue365deals.com.
6. Blue Dollars Card
Eligible allowance and rewards amounts cannot be combined. Additional limitations or restrictions may apply. Subscription-type services like Walmart+, Instacart, Shipt, and Amazon are not eligible. The Benefits Mastercard® Prepaid Card, is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard® International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard® International Incorporated. Card can be used for eligible expenses wherever Mastercard is accepted. Valid only in the U.S. No cash access.
7. Over the Counter (OTC)
The Over The Counter (OTC) allowance is a quarterly benefit and any unused amounts do not roll over to the next quarter. Allowance amounts vary by plan. Consult the Evidence of Coverage for details.
8. Special Supplemental Benefits for the Chronically Ill (SSBCI)
SSBCI benefits are special supplemental benefits designed for enrollees with certain chronic conditions. However, not all members will qualify for these benefits. You may qualify if you meet certain coverage and eligibility criteria and have been diagnosed with one or more of the following chronic conditions: Coronary Artery Disease (CAD), Congestive Heart Failure (CHF), Chronic Obstructive Pulmonary Disease (COPD), Chronic and Disabling Behavioral Health conditions or Diabetes. Please note that this is not an exhaustive list of all chronic conditions. Eligibility for this benefit cannot be guaranteed based solely on your condition. All applicable eligibility requirements must be met before the benefit is provided. See Special Supplemental Benefits for the Chronically Ill (SSBCI) in the Plan’s Evidence of Coverage for full eligibility requirements.
FHCP Medicare is an HMO Plan with a Medicare contract. Enrollment in FHCP Medicare depends on contract renewal.
HMO Coverage is offered by Florida Blue Medicare, Inc., DBA FHCP Medicare, an Independent Licensee of the Blue Cross and Blue Shield Association.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. View the Discrimination and Accessibility Notice at fhcpmedicare.com/ndnotice_ENG, plus information on our free language assistance services. Español, Kreyol Ayisien.
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-866-6559 (TTY: 1-877-955-8773).
ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele 1-833-866-6559 (TTY: 1-800-955-8770).
For assistance, prospective FHCP Medicare members please call 1-844-672-7324 (TTY: 1-800-955-8770). Hours: 8:00 a.m. to 8:00 p.m. local time, seven days a week, from October 1 through March 31, except for Thanksgiving and Christmas. From April 1 through September 30, our hours are 8:00 a.m. to 8:00 p.m. local time, Monday through Friday, except for major holidays.
Current FHCP Medicare members please call 1-833-866-6559 (TTY: 1-800-955-8770). Hours: 8:00 a.m. to 8:00 p.m. local time, seven days a week, from October 1 through March 31, except for Thanksgiving and Christmas. From April 1 through September 30, our hours are 8:00 a.m. to 8:00 p.m. local time, Monday through Friday, except for major holidays.
FHCP Medicare
P.O Box 9910
Daytona Beach, FL 32120-9910
This information is not a complete description of benefits. Call 1-844-672-7324 for more information. TTY users should call 1-800-955-8770.
FHCP Medicare’s pharmacy network includes limited lower-cost, preferred pharmacies in Brevard, Flagler, Seminole, St. Johns and Volusia counties, Florida. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-costs preferred pharmacies in your area, please call 1-833-866-6559 (TTY users call 1-800-955-8770) or consult the online pharmacy directory at fhcpmedicare.com.
Medicare beneficiaries may also enroll in FHCP Medicare plans through the CMS Medicare Online Enrollment Center located at medicare.gov.
Every year, Medicare evaluates plans based on a 5-star rating system. Star ratings are calculated each year and may change from one year to the next.
Florida Blue is a trade name of Blue Cross and Blue Shield of Florida, Inc., an Independent Licensee of the Blue Cross and Blue Shield Association.
BlueMedicare Supplement Plans C and F and BlueMedicare Supplement Select Plan C may not be offered to any newly eligible Medicare beneficiary. Newly eligible Medicare beneficiary means anyone who attains age 65 on or after January 1, 2020, or who first becomes eligible for Medicare benefits due to age, disability or end-stage renal disease on or after January 1, 2020.
Florida Blue Medicare Supplement Insurance policies are not connected with or endorsed by the U.S. Government or the Federal Medicare Program.
The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected. While factors such as medical costs and inflation will increase premiums, you will always pay entry age rate providing you have BlueMedicare Supplement continuous coverage. Medical underwriting will apply to all BlueMedicare Supplement and BlueMedicare Supplement Select products, unless you are turning 65 or enrolling in Medicare Part B for the first time. BlueMedicare Supplement Select policies do require you to use in-network hospitals.
Policy Numbers: Policy Numbers: BlueMedicare Supplement Plan A – [30147-0717 SU] | BlueMedicare Supplement Select Plan B – [30166-0717 SU] | BlueMedicare Supplement Plan C – [30149-0717 SU] | BlueMedicare Supplement Plan D – [30150- 0717 SU] | BlueMedicare Supplement Plan F – [30151-0717 SU] | BlueMedicare Supplement Plan G – [30152-0717 SU] | BlueMedicare Supplement Plan K – [30154-0717 SU] | BlueMedicare Supplement - Plan L – [30155-0717 SU] | BlueMedicare Supplement Plan M – [30156-0717 SU] | BlueMedicare Supplement Plan N – [30157-0717 SU] | BlueMedicare Supplement Select Plan B – [30166-0717 SU] | BlueMedicare Supplement Select Plan C – [30167-0717 SU] | | BlueMedicare Supplement Select Plan D – [30168-0717 SU] | BlueMedicare Supplement Select Plan M – [30159-0717 SU]
If this policy is replacing current health insurance coverage that has been in effect for at least three months, there is no waiting period required for pre-existing conditions. However, if this policy does not replace current health insurance coverage, a condition treated three months before the effective date may not be covered until three months after the effective date of this policy. Additionally, coverage for this condition may not begin for patients in a hospital or skilled nursing facility the day before the effective date until they have been released, or six months passed the effective date of the policy. For special circumstances or questions, please call 1-855-601-9465 or TTY 1-800-955-8770.
BlueMedicare Supplement and BlueMedicare Supplement Select Plans are guaranteed renewable.
Florida Blue will only terminate your coverage for nonpayment of premiums or material misrepresentation.
Exclusions for BlueMedicare Supplement and BlueMedicare Supplement Select Plans
Services or supplies not covered or approved by Medicare, and not considered eligible as a Medicare- Eligible Expense; Services or supplies in excess of what Medicare determines or would have determined is a covered Service and a Medicare-Eligible Expense; Services or supplies which would duplicate what Medicare has paid or would have paid had a claim for Services been submitted to Medicare; Services for which there is no charge or for which you have no legal liability to pay; Mental or nervous disorders, alcoholism and drug addiction in excess of what Medicare allows.; Illness, treatment or medical conditions arising out of: War or act of war (whether declared or undeclared); participation in a felony, riot or insurrection, engaging in an illegal occupation, service in the armed forces or auxiliary units thereto; suicide or attempted suicide, whether sane or insane, or intentionally self-inflicted injury; coverage for air related accidents which occur outside of the United States; being intoxicated or under the influence of any narcotic unless taken on the advice of a Physician; Cosmetic surgery, except that “cosmetic surgery” does not exclude benefits for reconstructive surgery when such Service is incidental to or follows surgery resulting from trauma, infection or other diseases of the involved part, or to restore normal bodily function; Hearing aids and eyeglasses and examinations for prescription fitting; Rest cures, custodial care, transportation and routine physical examinations.
These Plans do not contain limitations or exclusions on coverage that are more restrictive than those of Medicare.
The following exclusions apply ONLY to the plans indicated and not to other BlueMedicare Supplement or BlueMedicare Supplement Select plans:
• Applies only to Plan A: Medicare Part A Inpatient deductible; Medicare Part B deductible; Care received outside of the United States.
• Applies only to Plan A, Plan B and Select Plan B: Care received at a skilled nursing facility.
• Applies only to Plan B, Select Plan B, Plan K and Plan L: Medicare Part B deductible; Care received outside of the United States.
• Applies only to Plan C and Plan F: Care received outside of the United States that is not a Medically Necessary Medical Emergency/Accident Service.
• Applies only to Plan D, Select Plan D, Plan G, Plan M Select Plan M, and Plan N: Medicare Part B deductible; Care received outside of the United States that is not a Medically Necessary Medical Emergency/Accident Service.
Applies only to BlueMedicare Select Plans:
• Network Hospital - You are responsible for only 50% of the Medicare Part A deductible for each Medicare Benefit Period.
• Non-Network Hospital, you are responsible for 100% of the inpatient Medicare Part A deductible EXCEPT as indicated in the Network Hospital Restrictions.
SilverSneakers® is a separate fitness program and not part of Florida Blue’s Medicare Supplement Insurance Policy. To enroll in SilverSneakers®, you must be enrolled in a Medicare Supplement Insurance Policy through Florida Blue. Your SilverSneakers® fitness membership will automatically cancel when you are no longer enrolled in a Florida Blue Medicare Supplement Insurance policy. You may cancel your SilverSneakers® membership at any time. Tivity Health, SilverSneakers® and SilverSneakers® FLEX are registered trademarks or trademarks of Tivity Health, Inc. and/or its subsidiaries and/or affiliates in the USA and/or other countries.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.