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Our group health solutions

Everyone deserves quality health care that’s affordable. Florida Blue provides you value through health solutions that meet a broad range of needs. Regardless of whether your focus is on providing your employees with “high value” benefits and choice or on the providing the lowest priced alternative available, we’ve got you covered. Our end-to-end approach to care and wellness, including focus on prevention and personal guidance, ensure excellent outcomes for your employees and real demonstrated value for your business.

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Our group health plans offer:

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  • A wide range of in and out-of-network coverage options.

  • A variety of network1 choices, from broad open access networks to smaller more managed networks.

  • Total Care Program providers that focus on wellness, early intervention and intense chronic condition management to curb the rising cost of health care.

  • A wide range of cost-sharing options including varying levels of copay, deductible and coinsurance amounts and combinations.

  • Integrated solutions with a variety of tax-advantaged financial accounts, such as Health Savings Accounts, Flexible Spending Accounts or Health Reimbursement Accounts.

Our group health plans include:

  • Preventive care services such as checkups, routine mammograms and covered screenings provided in-network can be covered at no cost.

  • Prescription drug coverage for generic and brand name medications, plus the convenience of mail order.

  • Shopping tools to help your employees understand the quality and cost of medical services or prescription drugs.

  • Personalized nurse coaching and education programs for employees dealing with diabetes, asthma, heart disease, high cholesterol, depression and more.

  • Better You Strides is our online wellness program that creates a personalized plan for each employee with recommended healthy living programs and incentives to help them achieve short and long-term health improvement goals and enhance their overall well-being. Our online and mobile platform centralizes and organizes resources and information into a single place for employees to access. Resources include health assessments, activity challenges, tracking tools, educational content, incentives and monthly reports.

  • A 24-hour nurse line for unexpected and ongoing health care questions any time, day or night.

  • Free discount program with savings up to 50% on gym memberships, nutrition programs, personal care and specialty products.

  • Pediatric dental and vision coverage included with many of our plans.

  • A website and mobile apps to provide your employees with easy access to coverage details, health resources, and cost-saving tools.

  • Superior customer service and care consultations by phone and in person at Florida Blue Centers located throughout Florida.

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Health benefit plans have limitations and exclusions. 

The amount of benefits provided depends on the plan selected and the premium may vary with the amount of benefits selected.

Blue Cross and Blue Shield of Florida offers only the high-deductible health benefit plan to be used in conjunction with the Health Savings Account (HSA). An HSA is an individual's account to manage in conjunction with HealthEquity, or any qualified financial institution or trustee of their choice. For more information on opening an HSA, the tax advantages of doing so, and the important tax implications of HSAs as used with a high-deductible health benefit plan, please contact a tax advisor or a financial institution.

Total Care providers have met national criteria based on provider commitment to deliver value-based care to a population of Blue members. Neither Blue Cross and Blue Shield Association nor any Blue Plans are responsible for non-covered charges or other losses or damages resulting from Total Care or other provider finder information or care received from Total Care or other providers.

¹Florida Blue has entered into an arrangement with Onlife to provide members with care decision support services, information and other services. Please remember that all decisions that require or pertain to independent professional medical/clinical judgment or training, or the need for medical services, are solely your responsibility and the responsibility of your physicians and other health care providers. The programs mention above are subject to change.

²Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Blue Cross and Blue Shield of Florida or any applicable federal or health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) and local Blue Companies may receive payments from Blue365 vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item.

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